Debt help & advice

If you are having trouble paying your council tax or business rates, please contact us immediately on 0345 600 6400 and we will do all we can to help you.

Don’t ignore a debt problem - doing nothing could make things worse.

Advice 

  • Talk to who you owe money to. Tell them you are having problems as they may be able to give you different payment options. 
  • Pay priority debts first. Consider using a debt advisor for budgeting help. 
  • Think before borrowing money to repay your existing debts. 
  • Get advice before borrowing against your home. You will pay more in the long run, and you risk losing your home. 
  • Join your local credit union for borrowing and saving. 
  • You may be able to ask a court for more time to repay a debt – but only in some circumstances. Speak to a debt advisor before considering court action. Keep copies of letters and emails in case they're needed by the court. 

Organisations that can offer free, confidential and impartial debt advice.